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| Business Exchange: Stylists attend Beauty Expo |
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Posted: Wednesday, December 2, 2009 4:14 pm
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Stylists attend training
La Pre´ Chel Salon & Spa attended the Heartland Beauty Expo held in St. Paul October 17 and 18.
Amy, Jaclyn and Betty attended many classes. Prechel Enterprises also displayed the Far Infrared Health cabins.
Hair styles reached new heights this season with extreme lift and hold volume. Updo’s featured exaggerated height, while layers were loose and touched a maximum volume and loads of attitude with great coloring techniques.
New this fall is “Axxium” soakoff gel lacquer for flawless color that lasts up to two weeks, to be used on natural nail and toes in the OP colors you love.
Rick Sommers re-elected to serve on AgStar’s Board of Directors
Rick Sommers of Waseca has been re-elected to AgStar Financial Services’ Board of Directors. This is the second, three-year term for Sommers.
AgStar’s stockholders re-elected Sommers to serve a three year-term for AgStar’s Region 5. This region is comprised of the following Minnesota Counties: Dodge, Fillmore, Freeborn, Houston, Mower, Olmsted, Steele, Wabasha, Waseca and Winona.
Sommers, and his wife Bonita, have two children and own/operate Sommertime Dairy, a 500-cow dairy near Waseca. They also manage seed pastures for their dry cows and bred heifers. His brother and wife custom raise heifers at a separate facility near Janesville.
Sommers currently serves on the AgStar Board of Director’s Credit Committee. He is a member of the Waseca FFA Alumni Association and Trinity Lutheran Church. He’s also a recent graduate of the Minnesota Agriculture Rural Leadership program (MARL).
AgStar Financial Services, ACA, headquartered in Mankato, employs more than 610 full-time team members. The company is part of the national Farm Credit System and has a public mission to serve 69 counties in Minnesota and northwest Wisconsin. The company has expertise in the corn, soybean, swine, dairy and bio-energy industries. AgStar has developed successful programs in loans, leases, crop insurance, tax services, accounting, consulting and rural home mortgages. As a value-added financial services cooperative, AgStar allocates patronage dividends to its 13,000 stockholders. Visit www.AgStar.com for more information.
Leach earns designation to help homeowners in danger of foreclosure
Charlie Leach of REMAX Masters, Waseca has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process.
Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.
In the Waseca area, more than 100 homes are in danger of foreclosing. It is happening in all price ranges.
“This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales,” said Leach. “It is so rewarding to be able to help sellers save their homes from foreclosure.”
Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Leach with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.
Thrivent Financial honored for ‘Best Green Strategy’
MINNEAPOLIS — Thrivent Financial for Lutherans, a Minnepolis-based financial services organization with more than 300,000 members across Minnesota, recently received a silver Alexander Hamilton Award for “Best Green Strategy” by Treasury & Risk magazine. Thrivent Financial was one of just three organizations nationwide to be honored by Treasury & Risk for excellence in finance and treasury management related to environmental awareness, conservation and social responsibility.
“We’ve learned that sound financial management and environmental stewardship can go hand-in-hand,” said Paul Zastrow, Thrivent Financial treasurer and vice president of corporate accounting. “We are proud to be recognized by Treasury & Risk for our commitment to excellence in both areas.”
In 2003, Thrivent Financial began a four-year concerted effort to improve its energy efficiency in its 17-story corporate center in downtown Minneapolis. The organization recommissioned, replaced or renovated a number of major systems. Recommissioning involves taking existing systems and making low cost alterations to achieve optimal performance. Recommissioning work included redesigning sills to better control air flow and reconfiguring the building automation system to an optimal start. Replacement and renovation work included elevators, roof and chiller plant system and elevators, relamping, digital controls and variable frequency speed drives on fans and pumps all to gain greater efficiencies.
Through those efforts, the organization nearly doubled its energy efficiency, and earned the prestigious ENERGY STAR designation from the U.S. Environmental Protection Agency. The designation is given only to those buildings that rank in the top 25 percent in the nation for energy efficiency.
Connors attends annual financial planning conference
Investment Centers of America, Inc. (ICA) announced last month that Brad Connors attended the Financial Planning Association’s (FPA) annual conference, the premier educational and networking event for the financial planning community. The conference, held from October 10-13 in Anaheim, Calif., provided an opportunity for attendees to learn new strategies for helping clients weather the market downturn and share best practices for building a successful business.
“FPA’s annual conference is an extremely valuable event that we encourage all of our representatives to attend,” said Greg Gunderson, president and CEO of ICA. “It is an opportunity to connect with fellow advisers, gain insight from industry experts and learn about the trends and issues that are impacting the entire financial planning community.”
More than 2,000 financial professionals from around the world attended this year’s event, which was FPA’s 10th annual conference and also commemorated the 40th anniversary of the financial planning profession. The conference featured workshops and educational sessions designed to help financial advisers address the evolving needs of their clients while improving the efficiency of their practices.
“This year’s FPA conference was especially timely,” said Connors. “Many of the education sessions focused on unique retirement income and financial planning strategies that are especially relevant during these challenging times.”
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